Incapacity planning is exactly what the name suggests: a strategy designed to ensure that your interests are safeguarded in the event that you experience an illness or injury that renders you unable to make your own financial or medical decisions.
It involves the use of various legal tools to provide authority to your chosen representative to make those decisions for you, while also providing guidance about the type of care you want to receive.
Without this type of planning, you could find your most important decisions being made by someone who may not have your best interests at heart.