We all know that you have to save money if you want to make some type of very significant financial move such as buying a home or a second home. You have a goal in mind, you gain an understanding of what it will take to reach that goal, and you exercise the financial discipline that it takes to reach your objective over time. Unfortunately far too many people don't view retirement in the same light. Perhaps this is because they expect too much from Social Security, and indeed the majority of … [Read more...] about How Does One “Stretch” an Individual Retirement Account