The idea of working when you have declared yourself retired can seem like a burden. However, you may be able to continue to bring in some significant income without setting your alarm clock and waiting in rush-hour traffic every morning so that you can be chained to a desk for eight hours or so.
Retirement planning can involve laying the groundwork for a home business that you can manage at your leisure when you put your working years behind you. Under Social Security regulations you can earn any amount of money without experiencing any reduction in your benefits once you reach the full retirement age so there are no conflicts on this level.
Many people are unaware of the freelancing opportunities that exist now that we live in the age of the Internet. You can put your expertise to good used by taking advantage of opportunities that companies and entrepreneurial entities provide for freelancers.
There are a number of websites that connect people who are looking for freelance work with businesses or individuals that are looking for services on an as-needed basis. This is something to explore if you are interested in some additional income during your retirement years.
From a financial planning perspective it should also be mentioned that using part of your home as an office or workspace can have positive tax implications.
Extra money is always nice, but doing some freelance work as a senior citizen can also provide you with a very constructive outlet for your energy and this in itself can make the endeavor worthwhile.